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WHAT WE'RE SAYING
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WELCOME TO OUR WEBSITE
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NOVEMBER 10, 2011
Debt Reduction
Debt Reduction:
Have you wondered which debt you should pay off first, and how much you would actually save by paying extra each month, quarter, or annually? A tool put out by the Utah State University, called powerpay, may be
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AUGUST 2, 2011
Social Security Calculator
Social Security:
Many people look at social security as what they have earned and do not take into account their spouse’s record or ex-spouse’s record. Did you know you could qualify for spousal benefits, survivor’s benefits as well ...
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JUNE 30, 2011
Bank Fees
Have you recently noticed your bank charging monthly fees on your checking account? This has become an increasing phenomenon with banks since overdraft fees have been scaled back due to recent legislation. It may make sense for you to take a look ...
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By reaching my site, you are more likely than most to understand that investment advising is not what it used to be. The old model of handing over your money to a manager who charges you to take your money and then receives another payment from the Fund where he invests your money is being challenged by the new model of Fee Only financial advisors. I am a Fee Only financial advisor. I am paid for the service I provide to you, much the same as you pay your dentist or your accountant.
Fee only financial advice establishes payment based on the time required to perform the task or fixed fee, rather than payment from the employer of the investment advisor or direct or indirect payment from the recipient of the investment. In simple terms, the success of my business depends on your satisfaction. There is no economic incentive for me to do anything other than prepare the best investment program for you at the least cost I find.
No one can guarantee the success of an investment plan, but some facts are clear – the earlier you start investing, the better chance you have for financial security. The lower your fees, the more you have to invest, and the more independent your financial advisor is, the greater the chance you’ll be invested in what is good for you.
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